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May 1st, 2012 webmaster

Disclaimer: Fees & charges apply and may vary by product and State. Subject to underwriting approval. Application required; not all applicants will be approved. Full documentation & property insurance required. Loan secured by a lien against your property. Consolidating or refinancing debts may increase the time and/or the finance charges/total loan amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions apply. Advertised rate assumes: 5/1 ARM, fixed-rate for 60 months, 45% DTI, 1 year Libor index, margin 2.5%, caps 2/2/6, 1st lien, owner-occupied, single-family residence; loan-to-value (LTV) ratio of 75%; credit score of 720; and monthly escrowing of taxes & insurance. For example, 5/1 ARM would result in 360 monthly amortized loan with 60 months fixed. All advertised rates assume 1-2 discount points. Rates, loan products & fees subject to change without notice. Your rate and term may vary. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan. Call for details. 30 year fixed is amortized over 360 months, 15 year fixed is amortized over 180 months.